I am a Mortgage Loan Officer with Citizens Bank and Trust Company and have 30 years experience in helping people purchase a new home, construct their dream home or refinance their current home loan.
 
I understand the buying, building or refinancing process can be stressful and confusing…. but that is why I am here.  I will be happy to consult with you about any of your real estate needs and make your loan closing a smooth transaction. I will always have your best interest first and foremost.  Please do not hesitate to call me with any questions that you might have.  There is no stupid questions only questions not ask.